Auto Insurance

Our Auto Insurance Coverage

We have a wide range of coverage solutions to fit your vehicle insurance needs. Whether your ride is a classic hot rod or state-of-the art electric vehicle, our agents are able to provide the right coverage at the right price.

Besides the liability coverage state law requires one to maintain, we have many physical damage and policy-wide coverage options available. Such as:
Comprehensive Coverage for the things you can’t control – Fire, weather events, falling trees, damage caused by animals, broken or chipped glass, vandalism, or theft.

Collision Coverage for those incidents caused or partially caused by you. This coverage provides repairs to your vehicle if you collide with an object that is not an animal.

Loss of Use or Rental Car Coverage provides a per-diem (up to 30 days or policy/benefit maximum) for the use of a rental vehicle while your vehicle is in the body shop undergoing repairs for a covered loss.

Roadside Assistance – provides a splash of gas, tow, flat tire, dead battery, or lockout. Trip interruption coverage is available to reimburse up to $500 for your expenses if stranded more than 100 miles from home.

OEM (Original Equipment Manufacturer) Claims Settlement endorsement provides genuine manufacturer crash parts.

Accident and Minor Violation Forgiveness – The first of each will be forgiven. Subsequent accidents and tickets may result in a policy surcharge.

Total Loss Deductible Waiver eliminates your Comprehensive or Collision deductible if your vehicle is determined to be a total loss. You will receive actual cash value (ACV) for the loss.